Beyond MTD accounting — the full property wealth platform. Compare features, pricing, MTD compliance and what each platform is really built for.
| Feature | Proxera | Hammock |
|---|---|---|
| Portfolio dashboard | ✓ Live & real-time | ✓ |
| Making Tax Digital (MTD) ready | ✓ HMRC-recognised | ✓ |
| Open Banking integration | ✓ Auto-categorised | ✓ |
| AI portfolio insights | ✓ 24/7 monitoring | ✗ |
| 50+ vetted professional concierge | ✓ | ✗ |
| Live net worth & equity tracking | ✓ Wealth-first | ✗ |
| White-label investor portal for agents | ✓ | ✗ |
| Secure document vault | ✓ | Partial |
| Starting price | From £14.95/mo | From £5.99/mo (promotional rate until April 2026, usually £8). Scales to £11.99 (4–10 properties), £19.99 (11–20). Accounting features only. |
| UK-built | ✓ Canary Wharf | ✓ |
Hammock is a focused UK property accounting app — strong, clean, and laser-focused on landlord bookkeeping and Making Tax Digital compliance. If all you need is MTD-ready accounting, Hammock is a solid choice. But landlords who want to understand and grow their wealth need more than just an accounting app.
Hammock is strong at what it does, but it's built around a narrower use case. Proxera is built around your net worth: tracking equity, capital growth, yield and tax position across your full portfolio in one live view.
MTD for Income Tax launched in April 2026. Landlords with income over £50,000 must use compatible software to file quarterly updates. Proxera is built with MTD in mind, keeping your income and expenses organised for every submission.
Every platform gives you a dashboard. Only Proxera actively monitors your portfolio and surfaces the actions that matter: refinancing windows, underperforming properties, tax saving opportunities and deal alerts, without you having to dig for them.
Yes — Proxera includes everything Hammock does (MTD-ready accounting, Open Banking, property/tenancy tagging) plus AI portfolio insights, live net worth tracking, a 50+ vetted professional network and a white-label investor portal for property agents. Hammock focuses on accounting; Proxera is a full wealth platform.
Hammock's entry price is lower (from £5.99/month for 1-3 properties). Proxera starts at £14.95/month but includes significantly more — portfolio insights, professional network, document vault, deal analyser and white-label options. Landlords with 4+ properties often find Proxera is more cost-effective overall.
Yes — both are HMRC-recognised for MTD for Income Tax. Proxera includes MTD on every investor plan with no property limits.
If you only need clean MTD-ready accounting and you're comfortable managing your wealth and professional relationships separately, Hammock is fine. If you want everything in one place — accounting + wealth + AI + a professional network — Proxera is the better fit.
Yes. Via Open Banking, Proxera automatically categorises rent in, flags missed or late payments, and reconciles against your tenancy data in real time — same feature, plus everything else.
Join UK property investors already using Proxera to track wealth, manage tax and grow their portfolios.
Get access to the full platform. Investor plans from £14.95/month.